Are you curious about IRFC Dividend Date 2025 and whether it’s a good stock to hold for passive income? Indian Railway Finance Corporation (IRFC) has recently announced its second interim dividend for the financial year 2024-25, making it an attractive option for dividend investors.
This article provides updated and accurate details on IRFC’s dividend dates, payout trends, expert analysis, and stock performance to help you make informed investment decisions.
What is IRFC?
IRFC, short for Indian Railway Finance Corporation, is a Non-Banking Financial Company (NBFC) that plays a crucial role in funding Indian Railways projects.
- Established: 1986
- Listed on: NSE & BSE
- Sector: Finance (Public Sector Undertaking – PSU)
- Market Cap (March 2025): ₹1.6 lakh crore
Since its stock market debut in 2021, IRFC has maintained a consistent dividend payout policy, making it a solid choice for long-term investors.
IRFC Dividend Date 2025: Key Details
IRFC’s second interim dividend for FY 2024-25 was recently announced with the following key dates:
- Announcement Date: March 17, 2025
- Record Date: March 21, 2025 (determines eligible shareholders)
- Ex-Dividend Date: March 20, 2025 (one business day before the record date)
- Payment Date: To be announced
📌 Note: The exact dividend payment date will be confirmed soon by IRFC.
IRFC Dividend History & Trends
IRFC has a history of rewarding its shareholders with consistent dividends. Let’s take a look at past payouts:
| Year | Dividend Per Share (₹) | Dividend Yield (%) |
|---|---|---|
| 2021 | 1.82 | 4.5% |
| 2022 | 1.43 | 4.2% |
| 2023 | 1.50 | 3.8% |
| 2024 | 1.50 | 3.5% |
✅ Consistent dividend payments ✅ Stable and attractive dividend yield (3.5%-4.5%)
How to Check IRFC Dividend Status?
To track IRFC’s latest dividend announcements, check these sources:
- Stock Exchanges: NSE & BSE
- IRFC’s Official Website: www.irfc.nic.in
- SEBI Filings: www.sebi.gov.in
- Stock Broker Apps: Groww, Zerodha, Upstox, etc.
🛑 Pro Tip: Ensure your bank account and demat details are updated for smooth dividend credit.
IRFC Share Price & Market Performance in 2025
As of March 17, 2025, IRFC’s share price is ₹119.70, with a market cap of ₹1.6 lakh crore.
Here’s how IRFC’s stock reacts around dividend dates:
- Before Ex-Dividend Date: Price rises as investors buy shares to qualify.
- On Ex-Dividend Date: A minor drop as new buyers miss dividend eligibility.
- Post-Dividend: The stock stabilizes based on market trends.
Is IRFC a Good Dividend Stock?
✅ Government-backed PSU stock ✅ Consistent dividend payouts ✅ Steady revenue and profit growth
If you’re looking for low-risk, steady dividend income, IRFC is a strong candidate.
How to Buy IRFC Shares for Dividend Benefits?
To qualify for IRFC’s 2025 dividend, follow these steps:
- Open a Demat & Trading Account
- Buy IRFC shares before the ex-dividend date
- Hold shares until the record date
- Ensure your bank details are updated
🛑 Reminder: Buying shares on or after the ex-dividend date disqualifies you from receiving the dividend.
IRFC Dividend vs. Other PSU Dividends
How does IRFC compare with other high-dividend PSU stocks?
| Stock | Dividend Yield (%) | Sector |
|---|---|---|
| IRFC | 3.5% – 4.5% | Finance |
| ONGC | 6.0% – 7.5% | Energy |
| Coal India | 7.0% – 8.0% | Mining |
| SBI | 2.5% – 3.5% | Banking |
While Coal India and ONGC offer higher yields, IRFC’s low volatility and steady payouts make it a safer long-term bet.
Expert Predictions on IRFC Dividend for 2025
IRFC’s Q3 FY25 financials suggest a strong dividend payout trend:
- Net Profit: ₹1,630.66 crore (2% YoY growth)
- Revenue: ₹6,763.43 crore (0.4% increase YoY)
Market experts predict IRFC’s 2025 dividend per share could be between ₹1.50-₹1.60, supported by:
- Stable revenue growth
- Consistent profitability
- Increased government capital allocation
💡 Investor Tip: If you want a PSU stock with reliable dividends, IRFC remains a top choice.
FAQs: IRFC Dividend Date 2025
1. What is the IRFC Dividend Record Date for 2025?
The record date is March 21, 2025, meaning you must own shares before this date to receive dividends.
2. When is IRFC’s Dividend Payment Date?
The exact payment date is yet to be announced, but it is expected soon.
3. Is IRFC a Good Dividend Stock for 2025?
Yes! With consistent dividend payments, government backing, and solid financials, IRFC is a strong choice for dividend investors.
4. Where Can I Check IRFC’s Latest Dividend Announcements?
You can find updates on NSE, BSE, IRFC’s website, and stock brokerage apps.
5. What Happens If I Buy IRFC Shares on the Ex-Dividend Date?
If you buy on March 20, 2025, or later, you will not be eligible for the dividend.
Conclusion
IRFC has proven to be a strong dividend-paying stock with stable growth. Here’s a quick recap:
✅ Dividend Date: March 21, 2025 (Record Date)
✅ Dividend Yield: 3.5%-4.5%
✅ Stock Outlook: Strong fundamentals, low risk
If you want to earn passive income from dividends, IRFC remains a top PSU stock to watch. 📈🚀
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